= FastCalcs

Finance

Finance Calculator

Calculate future value from present value, recurring payments, interest rate, time period, and compounding frequency.

Finance inputs

Use a simple time value of money calculator for savings, investments, and recurring cash flow estimates.

Future value 0
Total payments 0
Interest earned 0

Formula

Future value combines present value growth and the future value of periodic payments using the time value of money formula.

Example

$20,000 plus $2,000 per month at 6% for 10 years grows to about $358,000.

Result notes

  • Results are estimates based on the values you enter.
  • Calculators with schedules show how values change over time.
  • For financial, health, or construction decisions, compare these estimates with professional advice when needed.

Frequently asked questions

What is a finance calculator?

It estimates how a starting amount and recurring payments can grow over time with interest.

When should I use this instead of the loan calculator?

Use this for savings and cash flow growth. Use the loan calculator when you want a repayment amount.

Does payment timing matter?

Yes. Payments made at the beginning of each period have more time to compound.

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